BPI vs Citibank for Minimum Amount Due

Here are total amounts due and the minimum amounts due of my BPI and Citibank cards, respectively.

BPI
Due: 1,900
Min: 95.00

Citibank
Due: 3,526.16
Min: 3,381.42

I find this really strange. BPI was only requiring me to pay 5% of the total amount due, while Citibank required almost 96% of the total amount due.

If I were a swipe-happy person, I’d definitely choose my BPI credit card since I could buy all the things I want and not worry about not reaching the total amount due since the minimum will always be within my reach.

This is good for the bank since they’ll be earning from the interest, and good for me if I don’t have enough money to pay the total since I’ll still be paying just enough to keep the bank from ~~harassing~~ constantly calling me.

I guess I know what card I’ll be using more this holiday season. XD

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3 Responses to BPI vs Citibank for Minimum Amount Due

I have never heard good things about Citibank when it comes to their credit cards.

Gin says:

November 4, 2011 at 9:45 pm

I think it’s because they’re always compared to other credit cards (specifically, to credit cards of Philippine banks). And of course, Philippine banks will have more consideration for their clientele.

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